

Ward Money and Partners have successfully closed
+ $8B
in small business financing since 2003
Ward Money and Partners have helped
+ 200,000
small businesses get funded
1. Create Your Ward Money Account
Sign up and provide a few key business details.
2. Get Pre-Qualified
Instantly see your pre-qualified offers tailored for your business.
3. Submit Your Application
Complete a short form about your funding needs.
4.Receive Approval
Once reviewed, we'll let you know your application status.
5. Get Funded
Upon approval, funds are often transferred within 24-hours

Whether you're starting a new small business or looking to grow the one you already own, finding funding can be a challenge for businesses of all sizes.
It costs money to start or run a business.
Funding your business is one of the first — and most important — financial choices most business owners make.

Mr. Ward Founded WardMoney to give businesses a better chance at rapid growth.

Jen can get just about anyone approved, she has a magic touch with numbers.

Nick knows where to find that extra stream of revenue, if you are looking to grow, Nick can help.

Brian is "Boots On The Ground", if you have a question, Brian is the man to ask.
Reach out with any questions or to set up a meeting to discover the best path to your financial freedom!
618 East South Street, Orlando, FL, USA
Open today | 09:00 am – 05:00 pm |

Apply for a merchant cash advance online in less than five minutes and enjoy fast processing, no paperwork, and fast approval.

Bad credit borrowers can qualify for an MCA because the main requirements are strong credit card sales, making it easier to get an MCA even with poor credit
Please reach us at info@WardMoney.com if you cannot find an answer to your question.
As a direct MCA provider, we want you to choose the funding option that’s best for your business, even if you decide to fund with someone else.
This section explains how merchant cash advances work, what they cost, when they make sense, and what risks to consider.
No pressure. Just clear, honest information to help you decide if an MCA or a traditional loan is a better fit for your current situation.
A merchant cash advance (MCA) provides fast funding for short-term business needs or cash flow gaps.
It’s not a loan. Instead, we give you a lump sum of capital upfront. You repay that amount, plus a fixed fee, called a factor rate, through a percentage of your future credit card sales or total business revenue.
Because repayment is tied to your sales, it lowers our risk. That’s why many business owners qualify for an MCA, even if they’ve been denied a loan due to low credit or lack of collateral.
You can use a merchant cash advance to cover almost any short-term business need. Many business owners we’ve funded have used their advance to:
We don’t restrict how you use the capital.
We work with business owners who need fast funding and may not qualify for traditional financing.
Even if you have low credit, limited time in business, or no collateral, you may still qualify for our MCA.
To be eligible, you’ll need:
We don’t ask for a business plan or physical collateral. Approval is based on your revenue, not your credit score. Other providers may ask for more.
We deduct a small percentage from your credit card sales each day. This percentage is called the holdback rate, usually between 10% and 25%. If your sales increase, the advance is repaid faster. If sales drop, it takes longer. The total repayment stays the same.
Let’s say your holdback rate is 15%:
Your repayment moves with your sales.
There are three ways repayment can happen:
We’ll set this up by connecting to your card processor or bank. You’ll authorize this during funding. Payments will be collected automatically, so no manual action is needed.
Important.
Repayment usually starts the day after you receive your funds. Make sure you’re ready for daily deductions so your cash flow isn’t disrupted.
If you qualify, there are lower-cost options to consider:
An MCA may be a good fit for your business funding needs if:
Many business owners use MCAs successfully to stay operational or act on new opportunities.
Others struggle, especially after stacking or renewing advances too often.
Make sure your business can handle daily deductions. Have a clear plan to repay.
Use the advance strategically while working toward lower-cost funding in the future.
We recommend MCA funding when speed matters, you can’t qualify elsewhere, and you’re willing to pay more for flexible, fast capital.
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